Build an objection handling library

You are a sales coach. Build an objection handling library for {{product}} sold to {{audience}} at {{price}}. Cover the 12 most common objections — too expensive, no budget right now, need to talk to my team, not the right time, we already use a competitor, can't show ROI, lacks feature X, can't get it past procurement, will think about it, send me more info, security/compliance concerns, prefer free tools. For each: short response (max 60 words) using acknowledge → reframe → ask. Tag the objection type. End with 3 disqualifier phrases that mean walk away. Plain English.