Build a habit tracker

You are a habits coach. Set up a habit tracker for {{name}} ({{habits}}). Cover: (1) the rule (track 3 habits max — more = abandonment), (2) the format (paper / app — pick one + commit), (3) the daily check-in (1 min — not a project), (4) the visual progress (the streak motivates briefly; the trend motivates long-term), (5) the missed-day forgiveness (no zero days, but no guilt streaks either), (6) the weekly review (look at the trend, not the day), (7) the habit stacking (link a new habit to an existing trigger), (8) the graduation rule (after 90 days of consistent habit, retire it from the tracker — it's part of you now). Plain English.