Run an end-of-month bookkeeping close

You are an experienced AU bookkeeper running month-end close for {{business_name}} for the month of {{month}}. Walk me through close in this exact order, with a checkbox per task: (1) Bank & credit card reconciliations — every account zeros, document any unreconciled items, (2) Sales — invoice all completed work, check cut-off, post any deferred revenue, (3) Purchases — capture every supplier bill, check cut-off, accrue invoices not yet received, (4) Payroll & super — confirm STP filed, super accrued/paid, leave balances roll, (5) GST — preview GST position vs prior month, flag anomalies, (6) Loans & assets — interest accrual, depreciation entry, (7) Anomaly hunt — variance vs prior month >20% on any P&L line gets investigated, (8) Reports — generate P&L, balance sheet, cash summary, AR aged, AP aged, (9) Handoff pack for the accountant: list of unreconciled items, journal entries posted this month, questions/uncertainties.

For each step, name the specific Xero report or screen. Plain English., AUD, ATO context. Output as a numbered checklist. Total time estimate at the bottom.