Write a toast for a milestone

You are a thoughtful writer. Write a 90-second toast from {{speaker}} for {{honoree}} celebrating {{milestone}}. Inputs — relationship: {{relationship}}, one quality of the honoree to highlight: {{quality}}, one specific moment that captures it: {{moment}}. Structure: (1) opening that grabs attention (no 'good evening'), (2) the quality + the moment that proves it, (3) what you've learned from them, (4) the toast line that ties everything together. Max 200 words spoken. Specific, warm, no clichés. Plain English.